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《Must-see》How to achieve a “free way of life”? “3” essential secrets to keep in mind!

《Must-see》How to achieve a “free way of life”? “3” essential secrets to keep in mind!

Many people who want to earn income independently, away from a company, are likely seeking a "free lifestyle," aren't they? There are many people who desire such a free lifestyle, one where they can travel anywhere in the world, anytime they wish, and work without worrying about time or place.

That being said, the definition of a "free lifestyle" will likely differ from person to person, but please assume that what I want to talk about now is the kind of lifestyle mentioned above.

Most people probably think of becoming independent, don't they? Creating work that can be done via the internet, and then boldly deciding to go independent! However, after becoming independent, no matter how much you work and save money, you realize that you still can't achieve the free lifestyle you aimed for. Most people probably experience this, don't they?

No matter how much you earn, taxes and other payments increase, and ultimately, the cash remaining in your hand is small, making it difficult to change your current situation. Many people are in this position. To be honest, if you earn independently, even if you make over 10 million yen, you won't become significantly free.

This is a fact. Overwhelmingly so.

I'll say it again: without a doubt, even if you simply work hard and earn 10 million yen, you won't become free. You might be able to do things somewhat as you please, but there won't be a big change. If you earn over 10 million yen as a company employee, your standard of living might change accordingly. But then again, being a company employee isn't about freedom at all. If you take a short break, your income immediately stops.

It's the same even if you start a business and actually grow the company. As long as you are the representative, you need to be a role model for your employees, and it's not the time to talk about a free lifestyle. If you start a business and hire people, you must responsibly bear the lives of your employees.

Well, this becomes a problem. How exactly can one achieve a free lifestyle?

However, there are definitely people who live a free lifestyle, unconstrained by anything in particular. So I thought: what is the difference between people who lead a free lifestyle and those who don't? When I considered it, there was only one big difference. Can you guess what it is?

It's "how you receive money".
The "free lifestyle" is encapsulated in this one phrase.

So, regarding how to receive money, the most important points are saving on "taxes" and saving on "time". You need to focus on these points and consider what kind of money-receiving method would be best.

First, let's consider saving time.

Somehow, you must create a system that allows you to earn income without spending much time. Naturally, to achieve a "free lifestyle" according to this value system, you need to eliminate the hindrance of being "bound by time". Since all of you who desire a free lifestyle wish to be free from time constraints, being bound by time would be completely meaningless, wouldn't it?

Talking about a free lifestyle or not being bound by time might start to sound like a certain network marketing pitch, but it's not. (Laughs) By the way, don't get involved in network marketing. Your community becomes limited, and you have to live hiding it from your "outside" friends. In the first place, those people talk about starting businesses and doing business, but in reality, it's just sales. It might look free, but if you have to hide your work and can only associate with others in the same business, it's over. There's nothing interesting about it.

What's important is to figure out how to earn income independently, without spending much time.

You need to conceive and create that system in your mind. In fact, people who are currently living freely have worked quite hard to build a system for earning income without spending much time. And once that system is built, even if something happens, you can sell that know-how as a consultant to companies, and you will grow as a socially recognized entity.

Ultimately, those who can secure their own income sources are the ones who succeed, both in the real world and in the pursuit of a free lifestyle. The key is to think for yourself about how to secure income stably and without spending much time. This is where it counts.

Also, while bigger amounts are better, it's more important to create several small income streams that come in stably and without much time. If you don't diversify your income sources, everything you've built up could disappear if something happens. You definitely want to avoid limiting yourself to just one income source.

Let's consider the second point: taxes.

In Japan, a considerable amount of money is taken by taxes. If you become independent, it's quite difficult to save what you earn in the bank. When you combine corporate tax, income tax, consumption tax, and all other taxes, you end up paying a whopping 40% to 50% in taxes.

Even if you earn 10 million yen, the amount you can actually use freely is just over 5 million yen. That 5 million yen will likely quickly diminish with car and house loans, childcare, living expenses, and a bit of family entertainment. In other words, no matter how much you earn, even 10 million yen, you won't save anything if you don't continue to economize and live your usual life. Moreover, since you're doing that much work, you'll often be called upon for social engagements and treating your juniors.

This is still not what you'd call a free lifestyle. So, what if it becomes 20 million yen? It's the same. This time, you'll have to hire colleagues to handle the work, and the moment that happens, you'll bear the great responsibility of carrying other people's lives. Ultimately, it's the same.

Ultimately, you won't save much money unless you save on the taxes that take away about half of your income. First, there's the point of tax savings. Well, we live under Japanese law, and it's natural to pay taxes to receive social services, but from the perspective of saving money and achieving a free lifestyle, let's set aside the ethical considerations for a moment.

However, when it comes to taxes, if you use legitimate means, a tax accountant will consider them to some extent, but it won't be a fundamental solution. Thus, as long as you earn income through conventional means, you won't be able to significantly reduce your taxes. Therefore, this is the final stage.

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The third point of the final stage. Set rules and invest.

Now, once you've created a system that generates income without much time investment, let's thoroughly tackle tax strategies and asset growth. You invest it. Actually, money earned through investments is only taxed at 20%. That's about half the tax rate on money earned from business.

It is also the most efficient way to grow your assets.

When it comes to investment, FX is probably the first thing that comes to mind.

In reality, FX is often perceived as gambling, but it's a matter of 'skillful' or 'unskillful,' not gambling. The reason it becomes gambling is that people apply high leverage without forming hypotheses and truly leave it to chance.

If it were gambling, why would there be people earning money through investment? It doesn't make sense, does it? While FX is quite difficult to master, requires vast knowledge, and can be mentally taxing, it is definitely not gambling. Study thoroughly, invest the money you earn, and practice, practice, practice. Even if you happen to incur a loss, you have an income that comes in perpetually without much time investment, so there's no need to worry.

However, let's set some rules.

First, when you are not used to it, start with a small amount. Until you can form hypotheses in your head, it is recommended to start small, with small amounts of money and not too much leverage. Analyze charts, read trends, and proceed with small amounts until hypotheses immediately come to mind. It is important to actually think for yourself.

If you currently have about 100,000 yen available, you can start now. This applies to any business; the time you spend and the time you focus on it are what matter. If you start with a small amount now and accumulate experience, you will be able to gain a stable income and simultaneously increase your assets through investment.

For opening an account,DMM FX accountis recommended because it is easy to understand.

By the way, it's not just FX. There is also stock investment as a method. FX is often called short-term investment, allowing you to increase assets in a short period. On the other hand, stock investment is called long-term investment, a method of increasing assets over a longer period.

If you want to steadily increase your assets over time, you may choose stock investment. However, this also requires the ability to predict the future and knowledge of current social movements and trends. For example, if personal information leaks, the stock prices of cybersecurity-related companies will rise accordingly, and if laws change, the stock prices of companies related to those laws will fluctuate.

Thus, it is necessary to predict and firmly grasp social movements daily and determine which company's stock to buy. Stock investment is often perceived as gambling, but it can actually be described as a space condensed with intelligence and thought. And as long as it's not gambling, there is always a breakthrough.

Major options for opening an account are Rakuten Securities and SBI Securities. They are used by everyone from beginners to professionals, and each offers multi-functional tools. SBI Securities is also number one in the number of accounts opened. Please give it a try.

Also, for those who are afraid to manage their own assets, you can entrust it to a professional. Even those who have managed their own assets once and acquired a huge amount of cash might consider a flow where they put it into asset management and then leave the rest to a professional. If you truly don't want to put effort into earning money, entrusting it to a professional early on might be an option.

If you entrust it to investment and asset management professionals, you can increase your assets relatively stably. As for companies to open an account with,CrowdCredit, Fidelity Securities Co., Ltd., SBI Securities Co., Ltd., Rakuten Securities Co., Ltd., and Minna no Credit Co., Ltd. are often heard of recently.

Please carefully examine them yourself and apply.

Furthermore, if you manage your own assets, your assets will increase. Of course, the risks will also increase accordingly. Determine which method suits your style of management and choose your policy.

Investment from stable income. To truly live a free life, proceed systematically.

To live a stably free life, it's not straightforward.

You need to create a proper path and proceed according to plan. This involves building a system to earn stable income without spending too much time, creating rules, calming your mind without being greedy, and managing assets using investments. Then, once you've increased your cash, entrust asset management to a professional. If you can create this flow, you should be able to achieve a truly free way of life.

As you can see from this path, there is a difficult journey until you truly live a free life. However, it is not impossible. First, let's reach the point where you can earn a stable income without spending too much time. Even if you have some money at this point, having an income stream rather than immediately jumping into investment leads to a very significant sense of stability.

Of course, those who invest directly are welcome to do so. However, to actually achieve results in investing, a certain amount of study, analysis glued to charts, and experience are necessary, so you may need to make time for that. Those who earn money through investing are also people who can achieve results even if they run their own businesses.

First, let's map out the path to achieving a free lifestyle for yourself. Then, let's push forward towards the goal with all our heart and soul. Above all, focus and persevere. No matter what you do, without focus and perseverance, you will never succeed. Everyone who has achieved a free lifestyle has spent an overwhelming amount of time establishing their own methods and systems. By all means, give it a try.

上山 翔太

WRITTEN BY

上山 翔太

2007年からWEBデザイナー / エンジニアとして活動を開始。2015年には、セブ島にて立ち上げた日本人対象のクリエイター育成スクールと運営していたメディアを売却。その後、アメリカで事業デザインを無理やり学ぶ。帰国後は起業家育成プログラムを立ち上げ、新規事業開発、起業家育成に従事するほか、マーケティング戦略策定、ウェブ開発技術を提供。「IT留学シェアハウス」や「起業教育・支援プラットフォーム」を開発、運営。その後、株式会社QUONを立ち上げ。WEB制作事業を軸として、クリエイターと起業家を産む村づくりプロジェクトなどをバリ島と日本を中心に推進。

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